BUSINESS INSURANCE

At Jenks Family Insurance, we understand the unique challenges that come with running a small business. That’s why we’re committed to helping fellow local business owners protect what they’ve worked so hard to build. Our goal is to provide quality insurance solutions that offer peace of mind, allowing you to focus on your business while we handle your insurance needs.

With years of experience serving small businesses, organizations, and institutions, we create customized insurance programs that combine reliable coverage with fast, efficient service. Our fully automated systems streamline communication, allowing us to quote, bind, and issue policies quickly, often within just a few days. Certificates, identification cards, and endorsements are delivered in minutes, ensuring you have the documentation you need when you need it.

We work directly with trusted insurance companies to offer competitive rates and flexible payment plans, helping you manage cash flow more effectively.

Our commercial clients include:

• Small businesses like salons, barber shops, pet stores, and storefront retailers

• Public and private schools

• Colleges and universities

• Social service organizations

• Financial institutions

• Healthcare facilities

• Contractors, manufacturers, hotels, restaurants, and more

• Municipalities

Whether you own a hair salon, a pet supply store, or a construction company, we’re here to meet your unique insurance needs.

Our Key Commercial Coverage Options

• Business Owners Policy (BOP): Essential coverage to protect your property and liability, tailored to small businesses.

• Workers' Compensation Insurance: Required for businesses with employees, this policy covers medical expenses, lost wages, and rehabilitation for employees injured on the job.

• Disability Insurance: Provides income protection for employees with non-work-related injuries or illnesses. New York State mandates coverage for employees, and we offer options for additional protection.

• Commercial Auto Insurance: Protects your business vehicles and covers a range of risks not included in personal auto policies.

• Surety Bonds: We offer a variety of surety bonds to support your business’s specific obligations. From contractor bonds to license and permit bonds, we can help you meet regulatory requirements with the right surety bond coverage.

• Liquor Bonds: If you operate a business that sells or serves alcohol, a liquor bond is often a state requirement. This bond guarantees your compliance with state regulations and supports your licensing needs. We’ll ensure you have the correct liquor bond coverage in place for your business.

Get a Free Business Insurance Quote Today

Ready to protect your business? Contact Jenks Family Insurance for a free quote and discover how we can help you safeguard your business with tailored, reliable coverage. We’re here to help you succeed.